Insurance Solutions

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Everyone needs Insurance!

Can you afford not to have it!

• 94% of deaths are due to sickness and only 6% of deaths are due to accidental causes.
• 1 in 6 males & 1 in 9 females over the age of 30 will die before reaching age 65.
• Males have a 2 in 5 chance and females a 1 in 4 chance of suffering a critical illness between the age of 30 and 65.
• 60% of cancer sufferers will survive at least 5 years after diagnosis.

Disaster can strike at any time, and we will never know when or how until after the event.

It’s easy to hope that nothing will ever happen, BUT what if it does?

We can make sure that if things go wrong, from a burglary to a fatal illness, you can relax because the impact will be minimised.

What Does Insurance Solutions Do?

• Insurance brokerage.
• Advise you on the best way to structure your insurance protection.
• Best value for premium.

How Do We Do It?

Every individual and small business we give advice for different needs. To understand this, we need a range of information about the individual or business, then provide some options for you to consider. Our aim is to provide “jargon free” advice which leads to our clients having a clear understanding of the insurance they have. To provide the best options we have agency agreements with 10 major NZ Insurance companies which allow us to access the products they provide.

Why Insurance Solutions instead of going direct to an insurance company?

• No Jargon – people always say ‘read the small print’, yet they rarely do. We have a clear understanding of each product and we are able to recommend and explain it in terms you can understand.
• Responsibility – we are responsible for all the advice we give.
• Claim Time – We will be there along the way when you have to claim. The most important time for you is when you need to make a claim. Usually your frame of mind is least prepared to handle the range of information the insurer will require to facilitate a claim. We handle this on behalf of you.

Some of the types of insurance:-

• Income Protection, Key Person Cover, Mortgage Repayment Protection (protect your income in the event of illness)
• Life Insurance and Life Assurance (provide some money for your family if you die)
• Medical and Health Insurance
• Trauma and Critical Care Insurance (pays a lump sum if you suffer from a specified illness)
• House, Contents & Vehicle Insurance, Landlords Protection (protect your assets)
• Liability and Indemnity Insurance
• Business Protection Insurance
• Travel Insurance
• Kiwisaver