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Are you an immigrant and want to own your own home?


In New Zealand owning your own home is the reality for most people. If you have immigrated to New Zealand, it's likely that you want to establish yourself, create some security and enjoy a home of your own.

So how do you go about it?

Typically people buy a house with a mortgage, usually using a deposit of between 10 and 20% of the purchase price. To get the mortgage they need to be able to prove to the lender that they can meet the repayments, so as well as a deposit they need an income that is big enough for them to afford the home they want.

However many immigrants find that when they arrive in New Zealand they don't have the deposit they need - and this is often the case with people from South Africa or Zimbabwe, and/or they don't have the income yet, or they have a business that doesn't have trading figures.

While once these stopped many immigrants from enjoying home ownership, often they don't present a problem.

Camelot Mortgage Solutions are an independent mortgage broker sourcing home loans from a wide range of banks and other non-bank lending institutions. Camelot Mortgage Solutions are often able to find mortgage finance for immigrants who don't have a deposit, or don't have an income. If buying your own home is an important part of moving to New Zealand, contact Camelot Mortgage Solutions here to find out more.

Camelot Mortgage Solutions will send a broker to meet you at your work or your home, and it won't cost you anything; even if you buy a home. He or she will tell you everything you need to know, and even introduce you to a lawyer or real estate sales person if you don't know one yourself.

We suggest you use our mortgage calculator to find out how much you can borrow and what the repayments are going to be.